Test our advanced credit scoring models — choose from 4 production-ready scoring models
⚡ Live API Testing
Experience real-time credit scoring with our production API. Select a model, enter customer data, and get instant results with detailed breakdowns.
Step 1: Choose a Scoring Model
Step 2: Enter Customer Information
Processing…
✅ Scoring Results
0
Credit Score
Loan Limit
-
Payment Ability
-
Processing Time
-
API Response:
🔍 Fraud Detection API Demo
Detect fraudulent loan applications with AI-powered risk analysis
🔒 Real-Time Fraud Analysis
Our fraud detection system analyzes customer data using multiple risk indicators including income consistency, loan accumulation patterns, credit history anomalies, and employer verification.
Quick Test Scenarios
✅ Low Risk Customer
Legitimate profile, verified employer
⚠️ Medium Risk
Employer verification issues
🚨 High Risk
Multiple inconsistencies detected
🔴 Critical Risk
Likely fraud attempt
Or Test with Custom Customer ID
Analyzing customer data…
0
Risk Score
Low Risk
Processing Time:-
⚠️ Fraud Flags Detected
✅ No Fraud Detected
Customer profile appears legitimate
Detailed Risk Analysis
Recommendation
API Response:
📄 Statement-Backed Credit Scoring
Upload an M-PESA or bank e-statement — financial data is extracted automatically and pre-fills the credit model
🔄 How It Works
Income, expense ratio, OD repayment rate, balance trends, and loan behaviour are extracted directly from your statement PDF and auto-populate the model parameters. You only need to fill in the few fields not available in the statement (age, gender, education). Then run the scoring model — or open the full behavioural report.